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Aerial view of rows of Victorian terraced houses and back gardens in Sheffield in warm evening light
Photo: Ben Elliott, Unsplash

See the numbers before you see the house.

Every deal starts with the same questions: what will it cost to buy, what will it earn, and what is the area really doing. We build investors and sourcers tools that answer them on one screen from official data, then turn a good deal into a clear pack for your investors.

Stamp Duty with the 5% surcharge Area data from official sources Investor packs from the same numbers
Illustration with sample data. Your own records, brand and web address in the real thing.

Good deals are found by people. The admin slows them down.

Investors and sourcers we speak to know a deal when they see one. The time goes on rebuilding the same calculations, the same area research and the same pack, again and again.

Deal calculator v12.xlsx

Spreadsheets that drift

Every deal is run on a copy of a copy, with old tax rates and assumptions nobody remembers changing.

A tab open for every postcode

Area research by hand

Sold prices, rents, energy ratings and flood risk each come from a different site, and the research starts again for every deal.

The deal list in your messages

A pipeline nobody can see

Leads from agents, auctions and direct approaches sit in messages and notes, so the best deals are not always the ones that get chased.

The pack finished at midnight

Investor packs rebuilt by hand

Each pack is put together from scratch, so the numbers in the pack and the numbers in the analysis do not always match.

Know the area before you offer.

BozApps grew out of Bozmaps, a UK mapping studio, so area data is our home ground. We build maps that put official prices, rents, energy ratings and risk around the postcodes you are watching.

Prices that actually sold

Sold prices from HM Land Registry for nearby streets, filtered to the same kind of home.

Rents from the ONS

Average rents for the local authority, by number of bedrooms, from the Office for National Statistics.

Energy ratings and risk

Energy certificates from the official register, plus flood risk and planning designations from open government data.

Your deals on the map

Every property in your pipeline pinned with its numbers, so patterns across areas are easy to spot.

Illustration with sample data

The rules that move the numbers.

Tax and regulation change what a deal is worth, and some of it changes again soon. A few of the rules the analyser and your records are built around, in England unless stated.

In force since 31 Oct 2024In force

Stamp duty surcharge on additional homes

Buying an additional home in England or Northern Ireland means stamp duty at 5 percentage points above the standard rates. Wales and Scotland have their own taxes and surcharges.

EnglandNorthern Ireland
Deal analysers work out stamp duty with the surcharge, and are updated when the rates change.

Source: HMRC, SDLT: buying an additional residential property

From 6 Apr 2026In force

Making Tax Digital for Income Tax

Landlords with qualifying income over £50,000 must keep digital records and send quarterly updates from compatible software. The threshold falls to £30,000 from April 2027 and £20,000 from April 2028. Updates are due on 7 August, 7 November, 7 February and 7 May.

UK-wide
Rent and costs are kept by tax quarter with receipts attached, ready for your accountant or your MTD software.

Source: HMRC, Find out if and when you need to use Making Tax Digital for Income Tax

From 6 Apr 2027Coming

New tax rates for property income

Property income will have its own rates of 22%, 42% and 47% from 6 April 2027, and mortgage interest relief will be given at 22%. Scotland and Wales can set their own rates. Checked before the Budget on 28 October 2026.

UK-wide
Income and finance costs are recorded per home, so the effect of the new rates is easy to see.

Source: HMRC, Change to tax rates for property, savings and dividend income

Band C planned by 1 Oct 2030Proposed

Minimum energy ratings

Rented homes in England and Wales must be EPC band E or better unless an exemption is registered. The government has decided to raise this to band C for all tenancies by 1 October 2030, with a £10,000 cost cap per property, but the regulations are not yet law.

EnglandWales
Each home's rating and expiry are tracked, with upgrade quotes and costs logged against the cap.

Source: GOV.UK, Improving the energy performance of privately rented homes: government response

In force since 1 May 2026In force

Renters' Rights Act: the new tenancy system

Most private tenancies in England became assured periodic tenancies with no fixed end date, new and existing alike. Section 21 no-fault evictions ended, possession now uses section 8 grounds and Form 3A, and new tenants must get the key terms in writing.

England
Tenancy dates, the written terms and every notice served are recorded against each home and tenant.

Source: GOV.UK, Renters' Rights Act: an overview for landlords

Planned from 15 Dec 2026Coming

Private Rented Sector Database

Landlords will register themselves and every let home, with gas, electrical and energy certificate evidence. Regions are planned to open in turn, from the West Midlands on 15 December 2026, with London from 15 July to 14 October 2027. The regulations still need Parliament's approval, and the government's planned fee is £65 per property per year. The landlord starts each registration, and an appointed letting agent can supply the property details.

England
Certificates are held and dated for every home, so registering each one is quick and nothing is missing.

Source: Government Housing Hub, Get ready to register

£10,000 threshold since 30 Jun 2026In force

Anti-money laundering checks for agents

Estate agency businesses, including property finders, must register with HMRC for money laundering supervision before trading and check buyers and sellers. Letting agents are covered for homes let at £10,000 a month or more, a threshold that changed from euros to pounds on 30 June 2026.

UK-wide
ID and source of funds checks are recorded against each sale or let, with the evidence kept.

Source: legislation.gov.uk, Money Laundering Regulations 2017, reg 13

In force since 2014 and 2019In force

Redress and client money protection for agents

Anyone doing lettings or property management work for landlords in England must belong to a government-approved redress scheme, and agents who hold clients' money must be in a client money protection scheme. Estate agents dealing in homes must belong to a redress scheme too.

England
Complaints, client money and each landlord's instructions are recorded, ready for a scheme or an audit.

Source: GOV.UK, Protecting clients' money if you're a property agent

A summary to show where software helps, not legal advice. Dates and figures checked against the sources shown on 23 October 2026.

From a lead to a let, in one place.

Follow a deal from the first message to the first rent. Every step adds to the same record, so the pack, the analysis and the portfolio always agree.

Capture the lead

Deals from agents, auctions and direct approaches land in one pipeline, with where they came from.

Run the numbers

Costs to buy, Stamp Duty, yield, cash flow and a stress test, from one set of assumptions.

Check the area

Prices, rents, energy ratings and risk around the property, from official data.

Package it

An investor pack built from the analysis, so the figures always match.

Share and agree

Investors review the deal in their portal, ask questions and confirm their interest.

Own and track

Once bought, rent, costs and returns tracked against what the pack said.

Questions investors and sourcers ask us.

Anything else, ask us on the call.

Does the analyser use current Stamp Duty rates?
Yes. It works out Stamp Duty Land Tax for England, including the surcharge for additional homes, and we update the rates when the government changes them as part of looking after it. Scotland and Wales have their own property taxes, which can be added if you buy there.
Where does the area data come from?
From official sources: sold prices from HM Land Registry, rents from the Office for National Statistics, energy certificates from the official register, and flood and planning data from government open data. Each figure shows its source and date, and we never scrape property portals.
Can investors log in to see deals?
Yes. Each investor gets their own login and sees only the deals and documents offered to them, with their questions and decisions recorded against the deal.
I am a deal sourcer. What do I need to have in place?
If you introduce buyers to sellers, that is estate agency work: HMRC says property finders must register for anti-money laundering supervision before they start trading, and estate agents dealing in homes must belong to an approved redress scheme. Whether sourcing rent-to-rent leases counts is less clear, so take advice on your own set-up. Either way you are handling personal data, so UK GDPR applies. The software keeps your checks, agreements and consents in one place.
Can it model buy, refurbish and refinance deals?
Yes. We can model the purchase, the refurbishment costs and a refinance on the improved value, using your own assumptions for rates and fees, so you can see how much of your money is left in the deal.
Can it compare areas across the country?
Yes. In England and Wales the official price, rent and energy data covers almost every local authority, so areas can be ranked and mapped by the measures you care about. Some data is published differently in Scotland and Northern Ireland, and we say where it is.
Will it give me investment advice?
No. It does the arithmetic and gathers the data, using the assumptions you set. Decisions, and any financial or tax advice, are for you and your advisers.

Tell us how you work today.

A short call, your screen and ours. We listen to how your week runs, show you what we would build, and give you a fixed price in writing.

  • Built around your process, not a template
  • Hosted, looked after and improved by us
  • One UK studio from first call to launch

Prefer email? semir@bozmaps.com

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