Know where every pound is, every month.
Rent matched to the right tenancy, arrears spotted early, costs filed with their receipts and a tax year your accountant can work from. Built for landlords, agents and operators who are tired of reconciling bank statements by hand.
The money side, joined to the homes.
Rent, costs and payouts only make sense next to the home, the tenancy and the owner they belong to. We build the money side into the same records, so a payment, a repair invoice and a statement all tell the same story.
Payments matched to the right tenant and month from your bank lines or statements, with part payments and late payments clearly shown.
Who is behind, by how much and since when, with polite reminders drafted for you to check and send.
Repairs, fees and insurance filed with the receipt attached, against the right home and tax year.
A clear monthly statement for each owner: rent in, costs out, what was paid to them and when.
Income and costs grouped by the Making Tax Digital quarters, so each update can be sent quickly from HMRC-recognised software.
A year-end export of income, costs and receipts, by property and by owner, in the format your accountant asks for.
Yields, loan dates and running costs for each home, so refinancing and selling decisions start from real figures.
Bank lines arriving on their own each day through a regulated open banking provider, instead of uploading statements.
Payments go straight to your own account or payment provider. The software records and reconciles, it never holds client money.
How it comes together.
We start from the spreadsheets and bank statements you use today and build the money side around them.
Tenancies, rents and the last year of payments and costs, from your spreadsheets or an old system.
Bank statement uploads to start with, and open banking later if you want it.
Payments matched to tenancies and receipts to costs, with anything unclear waiting for a person.
Owner statements each month, and income and costs ready for each tax quarter.
A clean pack for your accountant at the end of the tax year.
Who it is built for.
Works alongside your bank and accountant.
We do not replace your accountant or your accounting software. We make sure what reaches them is complete, matched and tidy.
Your bank
Statement uploads, or daily bank lines through a regulated open banking provider if you choose it.
Payment providers
Card payments through providers such as Stripe, recorded against the right booking or tenancy.
Your accountant
Exports in the shape they ask for, by property, owner and tax year, with receipts attached.
Making Tax Digital software
Records kept quarterly so you or your accountant can send updates from HMRC-recognised software. We do not file with HMRC for you.
The money rules it keeps track of.
Tax and client money rules shape how rent, deposits and costs must be recorded. A few that matter now.
Making Tax Digital for Income Tax
Landlords with qualifying income over £50,000 must keep digital records and send quarterly updates from compatible software. The threshold falls to £30,000 from April 2027 and £20,000 from April 2028. Updates are due on 7 August, 7 November, 7 February and 7 May.
Source: HMRC, Find out if and when you need to use Making Tax Digital for Income Tax
New tax rates for property income
Property income will have its own rates of 22%, 42% and 47% from 6 April 2027, and mortgage interest relief will be given at 22%. Scotland and Wales can set their own rates. Checked before the Budget on 28 October 2026.
Source: HMRC, Change to tax rates for property, savings and dividend income
Deposits protected within 30 days
Deposits must be protected in a government-approved scheme within 30 days, with the prescribed information given in the same period. Since 1 May 2026 an unprotected deposit also blocks a possession order.
Redress and client money protection for agents
Anyone doing lettings or property management work for landlords in England must belong to a government-approved redress scheme, and agents who hold clients' money must be in a client money protection scheme. Estate agents dealing in homes must belong to a redress scheme too.
Source: GOV.UK, Protecting clients' money if you're a property agent
A summary to show where software helps, not legal advice. Checked against the sources shown on 23 October 2026.
Good questions.
Anything else, ask us on the call.
Will it send my Making Tax Digital updates to HMRC?
Who has to use Making Tax Digital?
Do you hold client money?
Can it work from my bank statements?
Can my accountant have access?
Does it work for limited company landlords?
Goes well with
Tell us how you work today.
A short call, your screen and ours. We listen to how your week runs, show you what we would build, and give you a fixed price in writing.
- Built around your process, not a template
- Hosted, looked after and improved by us
- One UK studio from first call to launch
Prefer email? semir@bozmaps.com